How can a freelancer get a credit card? (India)
I don't know about India, but here in the US banks, and more friendly institutions such as credit unions, use to offer the option of a 'secured' credit card where the card was secured by placing a lock on money in a savings account equal to the credit limit on the card. So for example, if you had $1500 in savings, you could have them lock say $1000, which you would not be able to withdraw from savings, in return for a credit card account with a credit limit of $1000.  Typically you still earned interest on the full amount of the savings, you were just limited to having to maintain a minimum balance in that account of $1000.